How to safeguard our personal and financial data?

Internet is a public network of nearly 50,000 networks connecting millions of computers throughout the world. Nowadays, computer and Internet are very common to everyone. We will rely on computers to save our personal data and also use online financial services to do financial transactions such as online banking. However, information transmitted over the Internet is more vulnerable and has a high degree of security risk than internal networks because they are opened to everyone. Therefore, it is important for the users to take adequate safeguards to protect their data from being stolen and misused.


Here are a few approaches on how to safeguard our personal and financial data:



Password protect

Use a strong password to protect your access data. Do not use passwords that are easy for someone to guess such as your date of birth and your pet’s name. Never write your password down and never carry it in your wallet.



Install antispyware and antivirus software

Norton, Symantec and AVG antivirus are popular software used to protect personal and financial data against viruses that may steal or modify the data in your computer. You must make sure to update your antivirus software in order to have a well protection.




Keeps credit cards to a minimum

Use a credit card with a small limit when doing online purchases. It is very easy for a dishonest sales clerk to use your credit card information. If the card you use for these purchases has a low credit limit, at least the thieves would not be able to use up a lot of your money.





Avoid using public computers for assessing financial information

Do not use public computers to check your bank account balances. If you are using the public computers such as in Internet café or in the public library, remember to close the browser window. This is to prevent other users from reading your personal information and email.



Avoid clicking on pop-up

You are not encouraged to click on any pop-up advertisements or download any information from unknown sites. Do not open a link sent to you by an unknown party. Attachments can contain viruses and links may lead unsuspecting users to dummy sites where they are asked to input their financial information.


Protect your Social Security number

Please ensure that you do not print out your Social Security number on checks or in other highly visible places. Store your card in a safe place and avoid giving the number to others.




Review credit card report frequently

Always review your credit card report after having an online purchase. This is to ensure that the amount that you pay is accurate.



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